These Tips Will Ensure You Squeeze Every Last Perk Out of Your Credit Card

Best credit card rewards

Most people know credit card rewards include airline points and travel insurance, not to mention purchasing power and the ability to help build a credit history, which’ll come in handy when you’re applying for a loan.

But did you know they can often give you priority boarding and free checked luggage on flights, credits for ride-share services like Uber, Ola, or DiDi, and late check-outs and complimentary breakfast at hotels?

No two credit cards are alike, though, and there is a chance, of course, that yours may not offer anything aside from what was advertised in bold, particularly if its annual fee is on the cheaper end. Still, it’s always worth looking into the fine print to see if there may be some perks you might be missing out on.

To give you an idea of what some of those possible perks are, ahead we’ve rounded up some of the most valuable. These may even prompt you to cancel your card and sign up for a new one with a better offering.

Note, of course, that if you aren’t careful with paying off a credit card on time or end up carelessly overspending, it can be easy to get into debt and have to pay hefty interest.


  • Lounge access
  • Free checked luggage
  • Priority boarding


  • Late checkout
  • Room upgrades
  • Complimentary upgrades


  • Cash Back gift cards
  • Rideshare credits for Uber, Ola and DiDi
  • Presell access for concerts and sporting events


  • Extended warranties
  • Purchase protection
  • Free shipping from e-tailers


  • Trip cancellation insurance
  • No foreign transaction fees
  • Rental car coverage
  • Free international travel insurance

Related: Work Smarter, Not Harder: How to Use ChatGPT to Make Money

Related: Didi’s New Travel Feature Is Designed to Save You Money on Long Distance Fares

Read more stories from The Latch and subscribe to our email newsletter.