Now that we can travel again — and many of us are planning trips with a fervour to make up for lost time — it’s a good opportunity to take a look at what kind of travel insurance is available.
By organising your travel insurance early on in your holiday planning, you can save money in the long run and ensure you don’t miss anything in the small print that leaves you worse off if you need to make a claim.
The type of travel insurance you need will depend on what you have planned for your holiday. Consider whether it’s a domestic or international trip, how long you’re going for, what you’re doing, whether you’re taking valuables and whether you have any medical conditions.
We’ve rounded up some of the best travel insurance plans you can buy right now, no matter what your answers to the above are.
Compare Domestic Travel Insurance Plans
Your cover will depend on the policy you take out, but domestic travel insurance generally covers you for cancelled flights, lost, damaged or stolen luggage and car hire excess. It usually doesn’t provide cover for unexpected medical expenses, since you can still use Medicare or private health insurance for this.
1Cover Domestic
Cancellation expenses: Unlimited
Baggage expenses: $15,000
Rental vehicle excess: $5,000
Bupa Domestic
Cancellation expenses: $25,000
Baggage expenses: $2,500
Rental vehicle excess: $4,000
Medibank Domestic
Cancellation expenses: Unlimited
Baggage expenses: $8,000
Rental vehicle excess: $5,000
CGU Domestic
Cancellation expenses: $25,000
Baggage expenses: $2,500
Rental vehicle excess: $4,000
Australia Post Domestic
Cancellation expenses: $10,000
Baggage expenses: $4,000
Rental vehicle excess: $3,000
Fast Cover Domestic Plus
Cancellation expenses: Unlimited
Baggage expenses: $7,500
Rental vehicle excess: $5,000
NRMA Domestic Comprehensive Plan
Cancellation expenses: Unlimited
Baggage expenses: $8,000
Rental vehicle excess: $3,000
People’s Choice Domestic Plan
Cancellation expenses: $25,000
Baggage expenses: $2,500
Rental vehicle excess: $4,000
Compare International Travel Insurance Plans
Lots of international plans also include COVID-19 travel insurance, which can help cover medical costs and cancellations if you’re diagnosed with COVID-19 while you’re travelling overseas.
Medibank Comprehensive
Medical expenses: Unlimited
Cancellation expenses: Unlimited
Baggage expenses: $15,000
COVID-19 cover? Yes
1Cover Comprehensive
Medical expenses: Unlimited
Cancellation expenses: Unlimited
Baggage expenses: $15,000
COVID-19 cover? Yes
Cover-More Comprehensive+
Medical expenses: Unlimited
Cancellation expenses: $500 with the option to add extra
Baggage expenses: $25,000
COVID-19 cover? Yes
Allianz Comprehensive
Medical expenses: Unlimited
Cancellation expenses: $
Baggage expenses: $10,000
COVID-19 cover? Yes
AHM Comprehensive
Medical expenses: Unlimited
Cancellation expenses: $3,000 with the option to add extra
Baggage expenses: $8,000
COVID-19 cover? Yes
Bupa Platinum
Medical expenses: Unlimited
Cancellation expenses: Unlimited
Baggage expenses: $15,000
COVID-19 cover? No
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